After an extreme weather event, you may find that you need a siding or roof repair. High winds and hail cause severe damage to your home’s exterior. In some cases, signs of damage may not even be easy to spot, especially by someone who is inexperienced. It is just one important reason to get a professional inspection after a storm.
Here are tips to help you deal with siding damage after a storm.
What to Look for When Doing an Inspection
During a storm, your siding can sustain significant damage. Look for cracks, splits and chipping on the surface of your siding. Hail and flying debris can puncture your exterior, so also check for holes and gaps. Be sure to address these issues immediately to keep your home protected against the elements. Keep in mind that damaged siding can also compromise your indoor comfort and even increase your energy costs.
Know Your Coverage
If your home suffered damage after a storm, it is vital that you understand your insurance coverage. Review your policy thoroughly before filing a claim. Some insurance policies include added provisions for complete home siding replacement even if only a part of your property has been affected.
It is often a challenge to find materials that match the appearance of your existing panels. Your manufacturer may be out of business or stopped making the existing siding that you have. If this is the case, you may want to consider replacing the siding for the entire house. However, there is no guarantee that your insurer will cover all the costs for labor and materials.
File a Claim
Before filing an insurance claim, it is a good idea to get in touch with a reputable contractor. Let the company check the damage, and request an estimate. Doing so will give you an idea about the possible costs of repair or replacement and help you get a fair settlement from your insurer.